Piedmont Federal Savings Bank – Banking Services – Accounts – Checking

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Piedmont Federal offers a variety of full-service, interest-bearing checking options for all of your life’s financial milestones: PFValue, PFConnect, PFClassic and PFPinnacle.

It’s easy to reorder
your checks online.

All of our checking accounts earn interest, offer unlimited free withdrawals at any ATM worldwide, Online Banking, Mobile Banking, Telebanking, Mobile Deposit, Bill Pay, Overdraft Protection,³ Account-to-Account Transfers, eStatements, Debit Cards, CardValet^® and Popmoney.


Best if you prefer	Simplicity, value, and convenience in one account	Online and mobile channel access for banking on the go	Traditional banking with unlimited check writing	Relationship checking that offers discounts, rewards and additional security
Minimum opening balance	$50	$50	$100	$100
Monthly fee	No monthly maintenance fee when you meet one of the following requirements each statement cycle: Conduct 10 or more debit card purchase transactions OR You are age 55 + and have direct deposit OR You are age 25 or less Otherwise, $5 monthly maintenance fee	No monthly maintenance fee when you meet one of the following requirements each statement cycle: Maintain a $50 average daily balance OR Conduct 15 or more debit card purchase transactions OR You are age 25 or less Otherwise, $5 monthly maintenance fee	No monthly maintenance fee when you meet one of the following requirements each statement cycle: Maintain a $100 average daily balance OR Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts OR Conduct 25 or more debit card purchase transactions Otherwise, $10 monthly maintenance fee	No monthly maintenance fee when you meet one of the following requirements each statement cycle: Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts OR Have a Piedmont Federal mortgage with a balance OR Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more Otherwise, $20 monthly maintenance fee
Checks	Unlimited check writing	Up to 4 checks may be written on the account per cycle, $3 per check after 4	Unlimited check writing	Unlimited check writing
Checks printing charge	Free first pack of 25 checks if you are age 55+, otherwise at customer’s expense	At customer’s expense	Free first order of standard checks, 40% discount on standard check orders if you are age 55+	Free PFPinnacle checks or 40% discount on custom checks
Other PFPerks or Requirements		eStatements required Online Banking required		No purchase fee for gift cards 40% discount on safe deposit box rental fee, ¹ Additional fraud protection ² Visa Credit card with no annual fee ³
UChoose Rewards^®	N/A	Yes, learn more	Yes, learn more	Yes, learn more
View Products and Services Fee Schedule (PDF)
TO OPEN AN ACCOUNT: VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.

¹ Based on availability² Available with next check order³ Subject to credit approval

BASIC

Best for customers who prefer simplicity, value, and convenience in one account
$50 minimum opening balance
No monthly maintenance fee when you meet one of the following requirements each statement cycle:
- Conduct 10 or more debit card purchase transactions
- You are age 55+ and have direct deposit
- You are age 25 or less
Other wise, $5 monthly maintenance fee
Unlimited check writing
Free first pack of 25 checks if you are age 55+, otherwise at customer’s expense

ELECTRONIC

Best for customers who prefer online and mobile channel access for banking on the go
$50 minimum opening balance
No monthly maintenance fee when you meet one of the following requirements each statement cycle:
- Maintain a $50 verage daily balance
- Conduct 15 or more debit card purchase transactions
- You are age 25 or less
Other wise, $5 monthly maintenance fee
Up to 4 checks may be written on the account per cycle, $3 per check after 4
Check printing at customer’s expense
eStatements required
Online Banking required
uChoose Rewards^®

TRADITIONAL

Best for customers who prefer traditional banking with unlimited check writing
$100 minimum opening balance
No monthly maintenance fee when you meet one of the following requirements each statement cycle:
- Maintain a $100 average daily balance
- Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts
- Conduct 25 or more debit card purchase transactions
Other wise, $10 monthly maintenance fee
Unlimited check writing
Free first order of standard checks, 40% discount on standard check orders if you are age 55+
uChoose Rewards^®

RELATIONSHIP

Best for customers who prefer relationship checking that offers discounts, rewards and additional security
$100 minimum opening balance
No monthly maintenance fee when you meet one of the following requirements each statement cycle:
- Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts
- Have a Piedmont Federal mortgage with a balance
- Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more
Other wise, $20 monthly maintenance fee
Unlimited check writing
Free PFPinnacle checks or 40% discount on custom checks
No purchase fee for gift cards
40% discount on safe deposit box rental fee¹
Additional fraud protection²
Visa Credit card with no annual fee³
uChoose Rewards^®

View Products and Services Fee Schedule (PDF)

TO OPEN AN ACCOUNT:
VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.

¹ Based on availability

² Available with next check order

³ Subject to credit approval

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CHECKING