Piedmont Federal Savings Bank – Banking Services – Accounts – Certificates of Deposit

Compare CDs

	SHORT TERM CDs	LONGER TERM CDs	FLEXIBLE CD	NEGOTIATED CD
Best if you want	Fixed rates with short term maturity	Fixed rates with daily compounding	A CD that guarantees the rate for three years but offers the option of annual withdrawal	Flexible terms that range from 3 months to 4 years
Terms	3, 6, 9, 12 months	15, 18, 24, 30, 36, 48 months	1 year/3 year	Negotiable
Minimum to open	$500	$500	$50,000	$100,000
Renewal	Automatic	Automatic	Automatic	Automatic
Fees and penalties	3 month CD – 30 days interest All Other Terms – 90 days interest Interest paid to certificate can be withdrawn at any time during the term without penalty	180 days interest Interest paid to certificate can be withdrawn at any time during the term without penalty	90 days interest Interest paid to certificate can be withdrawn at any time during the term without penalty	3 month CD – 30 days interest All Other Terms – 90 or 180 days interest based on negotiated term Interest paid to certificate can be withdrawn at any time during the term without penalty
Available as an IRA?	Yes¹ Learn more about IRAs	Yes² Learn more about IRAs	No	Yes
Certificate of Deposit Accounts do not receive statements; the account holder will receive a maturity notice and letter.
Your Certificate of Deposit balance can be viewed at any time through our Online Banking. Learn more about Online Banking
View current CD & IRA Rates
TO OPEN AN ACCOUNT: VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.

¹ Only 6 and 12 month term on IRAs.

² Only 18, 30 and 48 month terms on IRAs.

Fixed rates with short term maturity
3, 6, 9, 12 month terms
$500 minimum to open, Automatic Renewal
Fees & Penalties
- 3 month CD – 30 days interest
- All Other Terms – 90 days interets
- Interest paid to certificate can be withdrawn at any time during the term without penalty
Available as an IRA¹

Fixed rates with daily compounding
15, 18, 24, 30, 36, 48 months
$500 minimum to open, Automatic Renewal
Fees & Penalties
- 180 days interest
- Interest paid to certificate can be withdrawn at any time during the term without penalty
Available as an IRA²

A CD that guarantees the rate for three years but offers the option of annual withdrawal
1 year/3 year terms
$50,000 minimum to open, Automatic Renewal
Fees & Penalties
- 90 days interest
- Interest paid to certificate can be withdrawn at any time during the term without penalty
Available as an IRA
Eligible for free PFSelect Checking Account

Flexible terms that range from 3 months to 4 years
Negotiable terms
$100,000 minimum to open, Automatic Renewal
Fees & Penalties
- 3 month CD – 30 days interest
- All Other Terms &ndash 90 or 180 days interest based on negotiated term
- Interest paid to certificate can be withdrawn at any time during the term without penalty
Available as an IRA
Eligible for free PFSelect Checking Account

¹ Only 6 and 12 month term on IRAs.

² Only 18, 30 and 48 month terms on IRAs.

TO OPEN AN ACCOUNT:
VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.